News added 07/01/16: The new genre of colour keepers or additives has raised an important question for many salons, with expert colourist and educator Jack Howard bringing awareness to the question, are you insured if you add a third party product to your usual colour? Effectively you’re not following strict manufacturers instructions and could be left out in the cold if results aren’t satisfactory. News from Just Hair insurance provider might prove invaluable. Working with Jack Howard, the Hair Council and the Hairdressing & Beauty Suppliers Association (HBSA), Just Hair reports that they will now approve cover allowing salons and freelancers to offer colour additives services as a stand-alone treatment or to mix with colour.
A statement from Just Hair Insurance notes: Just Hair Insurance have approved the use of colour additives either as a stand-alone treatment or when mixed with colour. Insurance cover is subject to following manufacturers’ instructions. If mixing with colour, follow the colour house’s instructions first before adding the additive per the instructions provided. In addition all products must be • Compliant with the Cosmetic Products Regulation (EC) No 1223/2009 • Obtained from EU suppliers only. Failure to comply with the instructions will note non-compliance and thus a breach of the policy wording/ cover.
Gary Crowder, account director at Just Hair Insurance says: “I’m grateful to Jack Howard, celebrity hair colourist and educator, for proactively raising this issue and to the many other industry players who helped to find a solution. The collective approach has given salons and stylists clarity, peace of mind and ultimately insurance protection.”